Top Travel Credit Cards for 2025: Benefits Explained

top Travel credit cards

Are you ready for your Black Friday shopping?  Well, if you haven’t invested in yourself first by choosing your best credit card, you’re losing out on a lot of potential.  So, stop throwing away your hard-earned dollars and use your good credit scores to help you fund your next trip.  Get that free money based on cash you were planning on spending already!!   I’m going to keep this simple and throw a few of my favorites at you and tell you why.

Business Card

Chase Business Ink:

Qualifications: Note: **You don’t actually have to have a business to qualify for a business card.  Who knew?  You may sell something on eBay or on Mercari and can be seen as a sole proprietor. Just saying.

*Must have good or better credit score (typically 700+),

*Social Security number (SSN), an Employer Identification Number (EIN) or ITIN, *Sufficient income to handle payments

Why I choose Chase Business Ink:

*Earn $900 Cash Back after spending $6,000 in the first 3 months after opening account. You can turn that value into even more when you use it to transfer travel partners for flights and hotels. 

*One HUGEEEE reason— if you pay your cell phone bill with this card, you are eligible for insurance automatically if you lose your phone or it’s stolen.  The ocean stole my phone last month in Panama and well… I turned down my Verizon insurance on my iPhone, and this was my only option.

It covered the cost of a phone of the same year and model (not the new one), they paid $900 rather than the $1500 for the new model, but it paid well and all I had to do was use my card.  Thankfully, I had that! *Unlimited 1.5% cash back on all purchases

*0% intro APR for 12 months

*$0 fee the first year, traditionally $95 fee each year thereafter

 So, why wouldn’t you want to grab this one?  You’re Christmas shopping anyways; you may as well pay yourself back to travel!!!

Personal Card

Chase Sapphire Preferred® Card

75,000 bonus points

Qualifications: Note: **This is always a good all-around card.  I’ve had it for years.  The points transfer well to other sources, and you can get a ton out of your Ultimate Rewards.  

*Must have good or better credit score (typically 670-850)

*Social Security number (SSN)

*Sufficient income to handle payments

Why I choose this one:

*Earn 5x points on Chase Travel, 3x on dining/streaming and online groceries

 *$95 annual fee

*Excellent all-around card

Personal Credit Card

Marriott Bonvoy Card

Marriott is my favorite hotel brand, and I will always promote them.  The JWs around the world are awesome as well as their signature brands.  For me having status at their beautiful properties is vital.

*Earn 125,000 Bonus Points plus 1 Free Night Award after spending only $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless®Credit Card.  

Now what does that mean to you??  Well, depending on your style, you can go as lux or as budget as you decide.  This credit card bonus did a lot for me. While yes, there are so many places where the number of points needed for just one night can be excessive when it’s a luxury stay in the beautiful places around the world, I chose to use my bonus differently. 

I was moving around far too much this year, and in Dallas, I was able to find rooms that were around 8K points each a night.  For me, getting a Courtyard hotel while trying to settle the other parts of my life, 8k points per night equated to somewhere to stay for a few weeks for “free”.  Not having to spend those limited funds on a hotel stay was priceless.

Basic Qualifications:

*Must have a credit score of 670+

*Social Security number (SSN)

*Sufficient income to handle payments

Final Words

Overall, Travel credit cards have become the most trustworthy medium for various travelers. It improves your travel experience and offers rewards, perks, and benefits that are tailored to various travelers.

So, whether you are booking flights or staying at luxurious accommodations or hotels, you need the right travel card that can help you save money and enjoy privileges that are exclusive to its users, whether you want to rent limo in Toronto or grab a budget hotel for an extended stay, it all starts with choosing the right travel credit card for your expeditions.

So, grab your next card before Black Friday starts and get the biggest bang for your buck, as always, Travel Till You Drop!

Book Your Trip : Check Out My Resources for Your Travel Needs

Use Skyscanner to find a cheap flight.  This is my very first stop when I’m looking for my next trip. It’s a fast, easy-to-use search engine that is perfect for finding an affordable flight, a perfect hotel, and the right rental car for you in locations around the globe.

Book Your Accommodation

If you are looking for a super budget friendly location and are open to a hostel stay, make sure you book your hostel with Hostelworld. It offers the broadest range of quality hostels around the world. 

If you’d prefer a hotel or a guesthouse for stays less than 28 days, drop on over to Booking.com It’s perfect for providing excellent options, a ton of user reviews, and prices to fit every budget.

For stays over 28 days, AirBnB still remains my #1 choice. User reviews and monthly pricing allow for some incredible deals all around the world.

Don’t Forget Travel Insurance

Travel insurance is but a small up-front investment that you won’t want to leave home without. After just one experience of having to delay or cancel your trip or having your luggage stolen, you’ll wish you would have made that investment.  I’ve hated my life a few times when the moment arose, and I decided to skip out.  Let’s just say, I’ve changed my ways and recommend each of the following companies to protect your ass-ets.

My favorite companies are:         

Want to Travel for Free?

Travel credit cards allow you to earn points that can be redeemed for free flights and accommodation — all without any extra spending. Check out my guide to getting free flights to get started.

Ready to Book Your Trip?

Check out my Resource Page for the best companies to help you book your travel at reduced rates!  This list will help you get to where you’re going.  I know-I use them ALL the time!  

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About Jill

Hi, Jill Here

Hi! I’m Jill, a Dallas, Texas girl traveling the world. After a career in the Air Force and touring over 50 countries later, my need to explore keeps going! It’s time to rock & roll and find all those places I never knew I was missing.

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I only recommend products I would use myself, and all opinions expressed here are our own. This post may contain affiliate links that, at no additional cost to you, I may earn a small commission.